Industries

Financing for property management companies

Managing properties takes staff, systems and responsiveness before the month\u2019s fees arrive. We help you explore capital for that operation, or financing to buy your office.

Explore GROW™
Property management
GROW™

GROW™ — capital for your next stage

GROW™: up to $350,000, up to 10-year terms, no prepayment penalty and no specific personal collateral required.

Explore GROW™

What owners typically invest in

  • Hiring management staff
  • Management and collections software
  • Maintenance vehicles and equipment
  • Working capital between billing cycles
  • Client office improvements
Rent to equity

OWN™ — buy the building where you operate

You build equity for other people; your own office can do the same for your company. Owning the property steadies a fixed cost and lets you grow the team without renegotiating rent every few years.

What lenders typically review

Lenders usually review how long the business has operated, its cash flow, the owners’ credit and properties under management and monthly fees. For GROW™, reference guidelines include three or more years in operation, a personal FICO of 650 or above, a minimum SBSS score of 165, personal and business debts current, repayment capacity with a minimum DSCR of 1.25x and no bankruptcy in the last seven years. GROW™ does not require specific personal collateral, though limited business collateral requirements may apply. To buy the property through OWN™, your business must occupy most of the building.

Property management

Frequently asked questions

Can I finance maintenance equipment?

Yes, equipment and vehicles are contemplated GROW\u2122 uses, subject to lender approval.

Can I buy my company\u2019s office?

In many cases, yes, if your company occupies most of the property, with amounts up to $5 million or more under OWN\u2122.

Can investment property purchases be financed?

OWN\u2122 focuses on the property where your business operates, not on real-estate investment. We review it with you.

Which reference guidelines apply?

Three or more years in operation, personal FICO of 650 or above, SBSS of at least 165, current debts and a minimum 1.25x DSCR.

Ready for your next stage of growth?

Find out what your business may qualify for

Answer a few questions and an advisor will review your case, with no obligation.

All financing is subject to approval, financial analysis and lender terms.