GROW™
Growth capital
For businesses ready to invest, expand and capture a growth opportunity.
- Up to $350,000
- No specific personal collateral required
- Funds deposited quickly, subject to approval
CapitalBUENO™ helps established business owners access two financial opportunities: capital to grow their business or financing to purchase the building where they operate.
CapitalBUENO™ provides business capital advisory and intelligence services. We work with financial institutions. We do not offer debt relief, debt settlement or credit repair.
These are public SBA figures on loans approved by participating lenders across the country. They show the landscape before you take the step.
Source: SBA public 7(a) and 504 loan data, FY2020–FY2026 (through June 30, 2026). CapitalBUENO was not necessarily involved in these loans.
Your business has already proven it can operate. Now it may be time to invest in what comes next.
Every rent payment builds your landlord's equity. With owner-occupied SBA financing, you can buy the building you rent today and turn that monthly payment into an asset you own.
Learn moreWhen debt payments squeeze your cash flow, growth gets hard. Restructuring that debt over a longer term can lower your monthly payment and give you room to operate.
Learn moreBuying a business that already works gives you customers, staff and cash flow from day one. SBA financing can cover the acquisition and, when it applies, the building too.
Learn moreThe right equipment lets you serve more customers, work faster and offer new services. With working capital you can invest in it without draining your operating account.
Learn more
Running out of stock in your best season means losing sales you already had. With working capital you can buy ahead, take advantage of volume discounts and say yes to large orders.
Learn moreA renovated space attracts customers, improves their experience and helps you work better. With working capital you can make those improvements without slowing down daily operations.
Learn moreIf your business has outgrown its space or customers are asking for you in another area, it may be time to grow. Working capital helps you take that step with a long-term repayment plan.
Learn moreA good business needs more people to know about it. With working capital you can invest in marketing consistently, not only when there's money left over.
Learn moreWhen you have more work than you can handle, hiring is how you grow. Working capital helps cover the first months while your new team gets up to speed.
Learn moreDon't see your industry? Tell us about your business: every case is different.
See all industries
Accounting & tax
Agriculture
Auto dealerships
Automotive care
Broadband
Dental practices
Educational services
Fitness centers
Franchise restaurants
Franchises
Funeral homes & crematories
Government contracting
Hardware stores
Healthcare
Home care
HVAC & plumbing contractors
Insurance agencies
Investment advisory
Law firms
Managed service providers
Pet care facilities
Pharmacies
Professional services firms
Property management
Restoration, remediation & cleaning
RV parks
Self-storage
Veterinary clinics
Other established small businesses
Answer a few questions to see where your business stands. No obligation.
An established operating history
For the applicable guarantor(s)
Small business credit score
No arrears at the time of application
To support existing obligations and the new financing
For the business and its owners
Reference guidelines for GROW™. Additional credit, eligibility, ownership and lender requirements may apply.
GROW™
For businesses ready to invest, expand and capture a growth opportunity.
OWN™
For owners ready to purchase the building, retail space, office, warehouse or facility where their business operates.
| OWN™ · From rent to ownership | GROW™ · Growth capital | |
|---|---|---|
| What it funds | The building, retail space, office or warehouse where you operate | Equipment, inventory, hiring, marketing and expansion |
| Amount | Up to $5 million or more | Up to $350,000 |
| Financing | Up to 100% potential | No specific personal collateral |
| Terms | By program and lender | Up to 10 years, no prepayment penalty |
| Timing | Target closing of 45–60 days | Fast-track funding process |
Not sure? The first question of the pre-qualification asks what you need.
Move the slider to the amount you have in mind. We review it with you before anything goes to a lender. No obligation.
I want to buy my buildingThe amount is a reference only. The lender sets approval, rate and terms.
Tell us about your business, your plans and how much capital you are seeking.
We review the basics to see whether your case appears to meet program guidelines.
Qualified businesses complete the lender application and documentation.
The lender makes all credit and funding decisions.
Approved transactions are funded quickly, subject to lender approval.
Armando James Collazo, CEO and founder of The Bueno Group, walks you through your options and prepares your file for the lender.
In many cases, yes. Owner-occupied financing is designed precisely so business owners can purchase the property they occupy. Find out if your business qualifies by taking the questionnaire.
Programs are structured to require less down payment than a traditional commercial loan, preserving your operating capital. Terms and conditions of the financing programs apply.
It varies based on your situation and available documentation. When we review your case we give you a realistic estimate.
Established businesses operating from a commercial location across a wide variety of industries. The questionnaire helps us assess your eligibility.
Yes. It is possible to finance the acquisition of the business and the property in a single structure. We review this with you when we look at your case.
In many cases it is possible to restructure debt to improve your cash flow. Terms and conditions of the financing programs apply.
Find out what your business may qualify for: a building of your own, working capital, or both.
All financing is subject to approval, financial analysis and lender terms.