Buy the building your business operates from
Every rent payment builds your landlord's equity. With owner-occupied SBA financing, you can buy the building you rent today and turn that monthly payment into an asset you own.
Buy your business building
Every rent payment builds your landlord's equity. With owner-occupied SBA financing, you can buy the building you rent today and turn that monthly payment into an asset you own.
- Buy the space you rent today
- Purchase a larger building for your operation
- Buy a warehouse for your inventory
- Purchase a dental office or clinic
- Buy land with a building for your shop
- Buy the business and the building in one transaction
OWN™ — buy the building where you operate
This use fits OWN™, our financing to buy your building: potential financing of up to 100%*, amounts up to $5 million or more, a target closing of 45–60 days, and the option to finance the business and the building in one structure. Your business must occupy most of the property, and program and lender requirements apply.
Frequently asked questions
Can I buy the building I rent today?
In many cases, yes. Owner-occupied financing is designed for business owners to buy the property they occupy. Eligibility depends on the lender and the program.
Does my business have to occupy the whole building?
Not necessarily all of it, but most of it. Owner-occupied financing generally requires your business to occupy at least 51% of the property.
Do I need a large down payment?
These programs are structured to require less down than a conventional commercial loan, with up to 100% financing* in some cases. The exact amount depends on your profile and the lender.
Does CapitalBUENO lend the money?
No. CapitalBUENO is not the lender. We guide you, check whether your case appears to meet program criteria and connect you with the lender, who makes all credit decisions.
Industries where it is common
Uses of capital
Find out what your business may qualify for
Answer a few questions and an advisor will review your case, with no obligation.
All financing is subject to approval, financial analysis and lender terms.