GROW™ | Growth capital

Capital to act when your business is ready to grow.

Up to $350,000 in growth capital

When opportunity appears, your business should not lose it because of a lack of capital. GROW™ helps established businesses pursue up to $350,000 to invest in growth, with a streamlined structure and no requirement for specific personal collateral.

Fast-track funding process

Start your pre-qualification
Business owner closing a financing agreement with a handshake in her laundromat.

What makes GROW™ different

Up to $350,000 to grow

  • Up to $350,000 to grow

    Capital for a concrete opportunity to expand, invest or improve.

  • No specific personal collateral

    The program does not require a lien on specific personal assets. Limited business collateral requirements may apply.

  • Terms up to 10 years

    A structure designed so the monthly payment fits what your business can carry.

  • No prepayment penalty

    Your business can pay early when it is ready, with no prepayment penalty.

  • Fast-track process

    Our team organises the file and prepares your financial presentation so it can move quickly. Funding timing depends on a complete file and lender approval.

Uses of capital

Your business has already proven it can operate. Now it may be time to invest in what comes next.

GROW™ is used for concrete growth opportunities:

Customer paying at the point of sale of a growing business.

Equipment, machinery, vehicles and technology

Inventory and working capital

Expanding operations or a new location

Leasehold improvements, where applicable

Hiring, payroll and capacity growth

Marketing and business development

Eligible business acquisition in specific industries

Who makes a good candidate?

Your business may be a good candidate if it has:

Start your pre-qualification

Additional credit, eligibility, ownership and lender requirements may apply.

  • Three or more years in operation

  • Personal FICO of 650 or above

    For the applicable guarantor(s).

  • Minimum SBSS score of 165

  • Personal and business debts current

  • Repayment capacity with a minimum DSCR of 1.25x

  • No bankruptcy in the last seven years

GROW™ | Growth capital

A simple path to capital

  1. 01

    Explore your options

    Tell us about your business, your growth plans and how much capital you are seeking.

  2. 02

    Initial qualification

    We review the basic information needed to determine whether the opportunity appears to meet program guidelines.

  3. 03

    Complete your application

    Qualified businesses complete the required lender application and documentation.

  4. 04

    Lender review & approval

    The lender makes all credit and funding decisions.

  5. 05

    Put your capital to work

    Approved transactions are funded quickly, subject to lender approval.

Two business owners celebrating a deal in their office.
More than financing

Financing + Business Intelligence

CapitalBUENO™ is more than a connection to capital.

We help business owners understand their financing options and prepare for the next stage of business growth.

Good businesses create stronger communities.

Does your business have a growth opportunity?

Start your pre-qualification and an advisor will review your case.

CapitalBUENO™ provides capital advisory and business intelligence services and works with financial institutions. We are not the lender and do not make credit decisions. We do not offer debt relief, debt settlement, credit repair or consumer loans. All financing is subject to approval, financial analysis, lender terms and required documentation. Funding timing depends on a complete file and lender approval.