Equipping a dental practice is a significant investment: chairs, X-ray equipment, sterilization systems, specialized furniture. Many dentists invest heavily in their equipment but keep renting the space that equipment lives in — year after year, without building any equity in the property.
Why dental practices are a strong fit
Dental practices tend to share characteristics that SBA programs value highly:
- Stable, recurring revenue — patients who return for scheduled cleanings and treatments.
- Investment already made in the space — if you’ve already built out the location to fit your practice’s needs, buying it protects that investment long term.
- An established business — if you’ve been operating for 3 years or more, you have the track record these programs look for.
From rent to equity in your practice
Every rent payment you make today disappears without leaving anything behind. By buying your clinic’s space:
- Every monthly payment builds your equity, not your landlord’s.
- You have full control to add operatories, bring in new equipment, or remodel as your practice grows.
- You lock in your clinic’s location long term — without the risk of losing patients to a forced move.
- The property becomes an additional asset, on top of the practice itself.
How much down payment do you need?
One of the biggest obstacles to buying commercial real estate is the down payment. SBA financing programs are structured to require less down payment than a conventional commercial loan, preserving capital for what your practice needs day to day. CapitalBUENO works with up to 100% financing available depending on your business profile, with terms of up to 25 years.
The process, step by step
- See if you qualify — a short questionnaire about your practice, no obligation.
- Personalized consultation — we review your specific situation.
- Prep and application — we guide you through the necessary documentation.
- Closing and ownership — you sign and start building equity instead of paying rent.
Also considering acquiring an additional practice along with the property? Check out the rest of our financing solutions.
An important note
CapitalBUENO is a referral partner and is not the lender. Financing is facilitated through a network of financial institutions and is subject to qualification, program eligibility, and approval. Terms, amounts, and timelines are subject to change and program availability. This does not constitute a commitment to extend credit. Terms and conditions of the financing programs apply.
Has your dental practice been operating for more than 3 years out of a rented space? See if you qualify in minutes, no obligation.